91香蕉视频成人在线

Federal Loan Programs and the FAFSA

The first step to applying for any federal aid is completing the Free Application for Federal Student Aid (FAFSA).

Here are resource links to help you complete the FAFSA:

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If you are a first-time borrower at 91香蕉视频成人在线, you are required to complete an online self-paced 鈥淓ntrance Loan Counseling鈥� exercise that is designed to help you successfully manage the repayment of your loans. This can be accomplished online at and usually takes 10鈥�15 minutes to complete.

What to Expect After You Complete Your FAFSA

Your FAFSA results will determine your eligibility for Federal Loans. William James College will determine the Cost of Attendance (COA) and your loan limits. For information on current interest rates and origination fees, please go to . 

Shortly after an offer of admission to 91香蕉视频成人在线, if you have submitted your FAFSA, you will receive an award letter that will detail the types and amounts of federal and/or institutional assistance, which will include grants, scholarships and on-campus employment from 91香蕉视频成人在线. 

All students must reapply each year for financial assistance and must maintain Satisfactory Academic Progress (SAP). If you are applying for admission to 91香蕉视频成人在线 with prior federal education loans, you must obtain a loan deferment request form from the lender(s) or school(s) that originated the loan. Please complete the borrower section and deliver/or email the form to our Registrar for certification. Your loan deferment request will be processed after you have officially registered for the semester.

Please address all written financial aid correspondence to financialaid@williamjames.edu 

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Guidelines for Federal Aid for Graduate Students

Federal student aid programs available to you include the Stafford Loan and Graduate PLUS Loan. To become eligible for these programs, you must be officially admitted into a degree granting program on at least a half-time basis and making Satisfactory Academic Progress.

The Stafford Loan requires a Master Promissory Note (MPN) for first time borrowers. This MPN, which can be accessed at , contains your rights and responsibilities as a student borrower.

Through the Stafford Loan, you may be eligible for the following amounts:

Master鈥檚 programs and PsyD in Leadership Psychology: $20,500 per academic year
PsyD in Clinical Psychology: $33,000 per academic year

Graduate PLUS Loan applications require a credit check which is good for up to 180 days.  If you鈥檙e applying for a PLUS loan to cover additional costs (tuition in excess of the Unsubsidized loan amount, living expenses, etc.), we ask that you wait until you鈥檙e registered and billed to determine how much to request so you don鈥檛 over-borrow. 

Through a Grad PLUS Loan, you may be eligible for the following amount:

Cost of Attendance (COA) 鈥� all other aid (unsubsidized loan, scholarships, etc.) = max PLUS loan amount

The COA includes both billed costs (tuition and fees) and other costs such as books, living expenses, etc. Your aid cannot exceed your COA.

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Guidelines for Federal Aid for Undergraduate Students

The Federal Pell Grant provides grants to undergraduate students demonstrating exceptional financial need. Award amounts are determined by the federal government based on your family contribution and your cost of attendance. For the 2022鈥�2023 award year, the maximum award is currently projected at $6,895 for full-time attendance. 

The Federal SEOG Grant provides grants to undergraduate students demonstrating exceptional financial need. The award amounts are determined by the school. The allowable federal award range is $100鈥�$4,000 per year.

The Massachusetts Grant Aid program provides need-based aid to full-time undergraduate students who demonstrate exceptional financial need and meet the Massachusetts residency requirements as detailed by the Massachusetts Office of Student Financial Assistance. Award amounts are determined by the Commonwealth of Massachusetts. In AY 21-22 awards for students enrolled at private colleges ranged from $800-$2200.  In order to be considered for a Mass Grant, you should submit your FAFSA to the Federal Central Processor by August 1.

Federal Direct Student Loans are a federally funded educational loan for undergraduate students. The fixed interest rate and fees are defined by the federal government. The type and amount for the loan varies each year depending on many how many credits you have completed toward your degree, your dependency status, your need, and other factors. More information about the Direct Student Loan program can be found at .

The Parent PLUS Loan is a federally funded loan that enables parents of dependent undergraduate students to borrow up to the cost of attendance. The fixed interest rate and fees are defined by the federal government. More information can be found at .